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-   -   Credit Card PIN (https://www.askmehelpdesk.com/showthread.php?t=301685)

  • Jan 10, 2009, 09:43 AM
    suriaskmewhy
    Credit Card PIN
    Why don't credit cards have pins just like the debit cards for purchase/transactions? In this way if the card is lost or if the card is swiped at hotels/shops, it will be safer.
  • Jan 10, 2009, 09:47 AM
    Eelarch

    I thought they did?
  • Jan 10, 2009, 09:48 AM
    this8384

    The PIN is required on a debit card because you can get cash back with it. Credit card charges are reversible if the card is lost or stolen; cash isn't.
  • Jan 10, 2009, 10:00 AM
    Eelarch
    Quote:

    Originally Posted by this8384 View Post
    The PIN is required on a debit card because you can get cash back with it. Credit card charges are reversible if the card is lost or stolen; cash isn't.

    Yeah good point try not to carry around your card unless you plan on buying something expensive (£100+)

    That wwill make you feel safer and you know that because you only have cash on you, they can't steal anything else

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