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    jackie ndungu's Avatar
    jackie ndungu Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Nov 15, 2008, 07:53 AM
    Upside Down Car Loan
    I have been paying my car loan for the last 4 years and got laid off. I missed 3 months of payment and now I am facing repossession. What options do I have? I just found another job and really need the car. I am upside down on the loan and I owe more than its value.
    Clough's Avatar
    Clough Posts: 26,677, Reputation: 1649
    Uber Member
    		  
    #2

    Nov 15, 2008, 08:32 AM

    Hi, jackie ndungu!

    Greetings and WELCOME to the site! I just moved your question that you had posted in Introductions to this topic area so that it would get the most exposure to those who are best able to answer it. Introductions is for people to introduce themselves and we try to not ask questions there.

    It can be a little confusing when first learning how to use this site! Your question will get noticed much more in this topic area.

    We would appreciate it if you would return to Introductions sometime to tell us a little about yourself though, if you would be willing to do that.

    Thanks!
    mike_edwards's Avatar
    mike_edwards Posts: 23, Reputation: 1
    New Member
    		  
    #3

    Nov 15, 2008, 12:05 PM

    The lender does not want your car, have you been calling the lender and talking with them on a regular basis.

    I would go into the lender personally, tell them where you are goig to work, and see if they will work out a deal to let you catch up the payments
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