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    Trndnn's Avatar
    Trndnn Posts: 1, Reputation: 1
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    #1

    Oct 6, 2008, 11:33 AM
    Credit Card Statute of Limitations
    I have recently been sued by a collection agency attorney. Mann-Bracken. The credit card that this suit is for is showing on my TransUnion credit report as Date Closed: 3/2003 with a remark, Closed by consumer. I live in Pennsylvania where the statute of limitations on this type of debt is 4 years. Has the statute run out?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #2

    Oct 6, 2008, 11:36 AM

    It would appear to have, but maybe not. If there has been no activity since 3/03, then I would fight it on grounds that the SOL has expired.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #3

    Oct 7, 2008, 11:36 AM
    Quote Originally Posted by Trndnn View Post
    I have recently been sued by a collection agency attorney. Mann-Bracken. The credit card that this suit is for is showing on my TransUnion credit report as Date Closed: 3/2003 with a remark, Closed by consumer. I live in Pennsylvania where the statute of limitations on this type of debt is 4 years. Has the statute run out?

    Were the papers filed with the Court - not served on you - within the Statutory period? That's how Statute is determined.

    Papers are often filed but it takes some time to locate/serve the person.
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