Ask Experts Questions for FREE Help !
Ask
    tdooly's Avatar
    tdooly Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Sep 30, 2008, 03:58 PM
    Current holder of my mortgage
    I have a property mortgage wherein both the mortgage AND associated note have been sold. I want to determine WHO really has bought and holds the mortgage at this time. The current Bank is Wells Fargo Bank, N.A. and property location is 1586 Old Charlotte Road Spartanburg, SC 29307. I do not believe that Well Fargo NOW holds the Mortgage/Note. Can I search for the REAL holder?
    Neilcathy67's Avatar
    Neilcathy67 Posts: 47, Reputation: 3
    Junior Member
    		  
    #2

    Oct 8, 2008, 01:54 PM

    Yes, go to the Town Clerks office and they will direct you to the right files to look it up
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
    		  
    #3

    Oct 9, 2008, 06:09 AM
    Quote Originally Posted by Neilcathy67 View Post
    Yes, go to the Town Clerks office and they will direct you to the right files to look it up

    It's not necessarily the Town - in my State it's the County. I would call before going to the Town to check.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #4

    Oct 9, 2008, 08:12 AM

    Actually, there are two issues here. First there is who owns the actual notes and who SERVICES the loan. They may be two different entities. Also, I doubt if the lien is changed whenever the paper is sold so the local registrar (be it town or county) may not know who the current owner is. The best place to ask is with the loan servicer. That should know who they send the payments to.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

How to make sure debt collector is the correct/current holder? [ 1 Answers ]

I'm paying off old debt, what actions do I need to take to make sure that the collection agency I am paying is actually the current holder of the debt? I don't what to find out 7 years from now when it's ready to fall off that the debt was sold prior to the acency collection I'm in contact with...

Finding the Mortgage Holder [ 3 Answers ]

I would like to know if there is any way to find the mortgage holder for a property if you know all the property owners information and the property information.

Finding a mortgage holder [ 3 Answers ]

Can someone tell me how to go about finding the bank that holds the mortgage for the house next door to me that was abandon? The house is filled with flies and there is an oder from inside. Please let me knowif there is any help! We are in Charlotte, nc.

Mortgage Holder [ 1 Answers ]

How do I find the mortgage holder of a particular property. I have located the county tax assessors ID # of the property.

View more questions Search