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    JLALLEN's Avatar
    JLALLEN Posts: 3, Reputation: 1
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    #1

    Sep 10, 2008, 01:10 PM
    Garnishment and Bank Levy
    I have been garnished and my account levied even after a payment plan was agreed upon what can I legally do...
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Sep 10, 2008, 02:45 PM
    Quote Originally Posted by JLALLEN
    I have been garnished and my account levied even after a payment plan was agreed upon what can i legally do...


    A signed payment plan or a telephone agreement - ?

    Have you made the payments as agreed - ?

    Was the agreement made directly with the creditor or with an agent?

    Sorry, but need more info.
    JLALLEN's Avatar
    JLALLEN Posts: 3, Reputation: 1
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    #3

    Sep 11, 2008, 06:08 AM
    Quote Originally Posted by JudyKayTee
    A signed payment plan or a telephone agreement - ?

    Have you made the payments as agreed - ?

    Was the agreement made directly with the creditor or with an agent?

    Sorry, but need more info.
    Yes it was a telephone agreement and yes they took the first payment as scheduled.
    But the woman states she never made the agreement but still intends to try and take the other payment next week even though my bank account is has a levy on it so that anything that goes in they take all of it... Of course nothing is the notes on their end even their head office said o well to me...
    JLALLEN's Avatar
    JLALLEN Posts: 3, Reputation: 1
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    #4

    Sep 11, 2008, 06:09 AM
    O yes and the agreement was made directly with crediter.But Their attorney was never told of the agreement and agrees with me but he can't do anything because they won't release the garnishments...
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #5

    Sep 11, 2008, 06:20 AM
    Quote Originally Posted by JLALLEN
    Yes it was a telephone agreement and yes they took the first payment as scheduled.
    But the woman states she never made the agreement but still intends to try and take the other payment next week even tho my bank account is has a levy on it so that anything that goes in they take all of it...Of course nothing is the notes on their end even their head office said o well to me....

    Unfortunately, the ball is in the creditor's court, so to speak. I'm sure you realize it was a mistake to make a payment without a signed agreement.

    I think you may be stuck. You could always try to enter into a written agreement to pay but now that they think they're getting back their money right away, they have no incentive to enter into an agreement.

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