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    shanna mc's Avatar
    shanna mc Posts: 1, Reputation: 1
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    #1

    Sep 8, 2008, 04:16 PM
    Credit card debt
    I live in the state of Kentucky, how many years can pass by before a credit card company can not sue you over a debt? If they are trying to what do I do?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Sep 8, 2008, 04:42 PM
    Quote Originally Posted by shanna mc
    I live in the state of kentucky, how many years can pass by before a credit card company can not sue you over a debt? if they are trying to what do i do?

    If it's open ended - a credit card - it's 5 years. That's 5 years from the last activity on the account - a payment, use of the card.

    If it's out of Statute, that's your defense.

    Is it?
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