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    modifiedman's Avatar
    modifiedman Posts: 3, Reputation: 1
    New Member
    		  
    #1

    May 21, 2006, 09:08 AM
    Chapter 13
    Thank for the info,but will I be able to get a refi since I'm 4 months
    Behind and there calling every day telling me their going to foreclose?
    Last month I tried and there seamed to have many bumps in the road
    Because of this.my new place asked if I was in forecloser because it came
    Up,but I never received a thing about it,just got a lot of phone calls from
    My morg comp.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    May 21, 2006, 02:29 PM
    Depends on the value of the home and the amount of money you need.
    If you only need 70 percent of the value of the home, it is very possible.
    And I would say you are not near in foreclosure, foreclosure will be legal action where you get served and they are getting ready to take your house away from you in court.
    modifiedman's Avatar
    modifiedman Posts: 3, Reputation: 1
    New Member
    		  
    #3

    May 26, 2006, 06:43 PM
    Well I have been served came the other day
    So I hope I can either get a refi or I will have to sell it.
    Can't do a chapter 13 because of the 1500.00 morg I can't do now
    And I still have to pay that and they tell me it can't get lower.so what
    Good is a chapter 13? I have no credit cards so no worry there.
    Any more info on what I can do? Or do I just let it go at this point
    Or just sell it?

    The thing now is were do you go or could you even buy a cheaper house
    If ONE YOU JUST LET IT GO
    OR TWO TWO SELL IT OUT RIGHT FOR CASH THEN HOPE YOU CAN FIND
    ANOTHER PLACE.
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