Ask Experts Questions for FREE Help !
Ask
    chizzy721's Avatar
    chizzy721 Posts: 1, Reputation: 1
    New Member
     
    #1

    Jun 20, 2008, 09:45 AM
    Debt judgement
    Are there any ways around beating a judgement for unsecured credit card debt??
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
    Ultra Member
     
    #2

    Jun 20, 2008, 09:51 AM
    The best way to beat a judgment, is with a payment before it ever gets to that point.

    Just because it is "unsecured" debt, do you really feel that you are not responsible to pay back what you borrowed?
    George_1950's Avatar
    George_1950 Posts: 3,099, Reputation: 236
    Ultra Member
     
    #3

    Jun 20, 2008, 09:53 AM
    That unsecured credit card debt that has become a judgment is by definition a secured debt in most states. Either pay it or file bankruptcy, or ignore it and hope.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #4

    Jun 20, 2008, 10:14 AM
    I don't like the phrase "beating a judgement". That implies shirking your responsibilities. If you owe the debt you should pay it.

    However there are dozens of threads in this forum that discuss how to deal with a summons on unsecured debt. I suggest you do some research.
    TheCleaner's Avatar
    TheCleaner Posts: 152, Reputation: 3
    Junior Member
     
    #5

    Jun 23, 2008, 04:15 PM
    Give me more info, I can't advise anything positive with the data you gave

    How long ago you quited paying?
    How long ago since they filed suit?
    Was any arbitration procedure involved?
    Where they filed?
    Did you show up in court and filed response to the suit?
    Did you ever ask for validation over this debt?
    The plaintfill is the original creditor or a collection agency?
    Were you served in a legal manner?
    What state your live in?

    Carl.-

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Judgement for Debt [ 4 Answers ]

In 2004 my salary was garnished for an $8800.00 judgement. According to my employers records as of May, 2007, I only owed $27.00, which we sent in. The collection agency said that I still owed $1500.00 interest, and my employer refused to send any more funds because the judgement amount only...

Debt Judgement [ 3 Answers ]

A law firm representing a bank took my account to court in 2003. The amount on the summons is lower than what the law firm indicates that I owe. I have offered several times to settle, but they keep asking for a higher amount. I have paid on this for 4 years. Do I owe what is on the summons, or...

Judgement on old debt [ 2 Answers ]

I received a summons to appear on court due to an old debt. I know I did still owe some of it, but quit paying it years ago when I was young/broke and they wouldn't work with me. I have moved from KS to TX to CO, but am convinced the SOL has expired. I went to court, but the lawyer ran out of...

Debt Judgement [ 1 Answers ]

I was served papers yesterday but not for court but in regards to my debt. I tried to settle for the balance I owed minus all these fee's and they refuse to settle. They are now going to place a judgement. Would it be easier to pay the total balance and not try to settle. They say it is past...

Judgement for debt I do not owe [ 2 Answers ]

About 9 1/2 years ago I moved from one town to another, and filed change of address forms with all necessary debtors, twice to be certain. One debtor, a credit card company, did not note or make the change, and I did not receive a bill from them for 2 months (I called to ask for it) after I moved....


View more questions Search