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-   -   Can I get a mortgage (https://www.askmehelpdesk.com/showthread.php?t=81470)

  • Apr 11, 2007, 09:05 AM
    sljones1988
    Can I get a mortgage
    Hi both me and my partner are 18 and we have a two year old daughter. We have been renting a house for the last year at £500 pound a year. I am a full time student and by partner earns about 19,000 we were just wondering whether we would be able to get a mortgage for about 104,950 over a 35 year period we don't really have any savings for a deposit. Thank you
  • Apr 17, 2007, 05:50 PM
    wynelle
    Quote:
    Originally Posted by sljones1988
    Hi both me and my partner are 18 and we have a two year old daughter. We have been renting a house for the last year at £500 pound a year. I am a full time student and by partner earns about 19,000 we were just wondering whether we would be able to get a morgage for about 104,950 over a 35 year period we dont really have any savings for a deposit. thank you
    I don't know British requirements, but I doubt you would qualify in the USA.

    Your total housing costs (mortgage, taxes and insurance) shouldn't exceed 30% of your take-home pay..

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