Credit Card - 1993 Judgment vacated - now what?
Mel S. Harris and Associates and collection agency/law firm sent me letter in '05 saying I owed $11k to them for an outstanding credit card judgment from 1993. I know nothing about either the cc or the judgment. I sent them a certified letter asked for proof this account was mine and who they are to collect. I recvd two more similar letters from them but no response.
Sept 06 -- They froze my bank account.
I had to order the case file and served them with an Order to Show Cause, Affidavit in Support, with a copy of their Summons and Complaint.
A court date was set for Jan 07.
On the date, in the courtroom prior to the proceeding their attorney called my name and offered to vacate the judgment on the spot so I could access my bank account. He asked did I want to pay anything of the cc ( Answer: No.)
So, we walk up together to the clerk who says okay on A, but what about B - That the matter be dismissed? Are you in agreement. No, he says.
Okay, then you'll have a future court date - Brooklyn, NY - for that. [ It will be sometime in April ] The form I had to send Mel Harris says - "Verification."
Question: How do I proceed? Do they now have something on me? Couldn't this all have gone away on the six year NY Statute of Limitations rule?
This has been a nightmare!