I was forced to take an early retirement package. I was 53 yrs old I need to cash in my 401k because I need to clear up some bills, repair my auto and I wanted to make some home improvements. I had to pay 20% penalty on 35K (7,000) for cashing 401k early... now while doing my takes I see I must pay another 10% penalty 3,500. Can I claim either of these on my income tax... where?::(