An electrician hoping to do our next house was showing us a sample of his work a while ago. It was a real work of art at the panel, with bundles of wire coming down to the panel and then splitting off at regular intervals to go into the panel.
I was just reading my simplified (Canadian) code book and read about derating cables that are bundled together. If conductors are in contact with each other for more than 24", then they have to be derated. The derating depends on the number of conductors. For example, 7-24 conductors derate the current carrying capatiy to 70% of original.
I understand the major circuits should be installed on their own, but if we install more than 6 conducts of plugs/ lights circuits (say two 14/2 and one 14/3) in a single run could the inspector say that the cable sizes are not big enough? I've never heard of that... but the rules are written that way.