Ask Me Help Desk

Ask Me Help Desk (https://www.askmehelpdesk.com/forum.php)
-   Bankruptcy & Debt (https://www.askmehelpdesk.com/forumdisplay.php?f=44)
-   -   Hi, I receive a letter from a collection agency from Victoria. (https://www.askmehelpdesk.com/showthread.php?t=534537)

  • Dec 14, 2010, 12:31 AM
    yvtteczzi
    Hi, I receive a letter from a collection agency from Victoria.
    It says I owe about 6,000 to Staples.
    I don't remember ever purchase anything from there. But about 6 years ago I had few creditcards and I think a Staples card. I was living in Ontario with my husband.
    I didn't know too much english or knew the banking system because I never had a credit card before in my life, until I came to Canada, My husband got them for me. I was working some part time jobs.
    My husband got ill in 2006 with a serious mental illness and months later he killed himself in 2007
    I end up in a deep a depression, unable to work I just stop working and flu away from ontario to avoid memories.
    Little by little I am racovering and I am in BC working and raising my son. (no pension no insurance.. nothing).
    I imagine that my husband may be bought something in staples and used my cards, because my bank told me I have a bad credit report with some "writte off" debts.
    One bank contact me months ago asking me to pay one line of credit. Which I did.
    Now a week ago I receive the collection for "Staples". I have no money to pay. I reaserch on the internet an I found out about the statute of limitation. The debt... if really exist, was in Ontario but the collection is in BC. Ontario limitation is 2 years but BC is 6 years. Can they sue me because the limitation in BC is 6 years?
    I hope I explaned myself good enough.
    Thank you for your time.


  • All times are GMT -7. The time now is 04:17 AM.