A few months ago I was pressured into buying magazines over the phone, I was extremely buisy at the moment but I guess I said yes to it I am not really sure... anyway when I tried to cancel they said I wasn't able too and now they want my husband to pay for MY outstanding balance, and I am not sure what to do... why should he pay MY debt when it has nothing to do with him... I don't understand it... just because were married? Please help me!!

Hello SK:

You are married, and that makes you one legal unit. He can bind you, and you can bind him.

The "Fair Debt Collection Practices Act" protects you against unscrupulous collectors, and you can stop them cold in their tracks. The only option they'll have is to sue you, which they might do. If you tried to cancel, and they wouldn't let you, then let them sue you and tell the judge.

Write them a letter, sent certified return receipt requested. Tell them NOT to contact you or your husband ever again. Tell them that if they wrongly damage your credit rating, you'll sue them.

Or, offer them some money to go away.

excon

You should offer to pay for any issues received prior to your notification of cancellation. But that is ALL you owe. Anytone telling you can't cancel a magazine subscription is lying.