I have gained weight, about 45lbs in the last 3yrs. I know that has a lot to do with it, because my thighs got bigger and they began to chafe, however my underarms, and neck have also turned DARK. Its come summer time, and I'm starting to lose weight and comfortable with a bathing suit, but horribly embarrassed about my thighs! Please help.

I don't have insurance, so can't go to the doctor, and want either a simple remedy, or a quick inexpensive lotion I can buy that works! Please!

Drug stores, discount stores sell skin lightening creams. You want to purchase a product that contains hydroquinone; a skin lightening agent.

Hydroquinone works fast but it is dangerous. Try something natural. I hope this helps