I live in Tennessee I am permanetly disabled since 1994 on SS Disabilty and have Medicare Parts A and B with a present Secondary insurance covering the 20% and my pharmaceticals. I was married for 36 years and last year my husband left me. I am now divorced and presently still on Medicare Parts A and B as my Primary Insurance with my secondary under my ex husband's retirement insurance via COBRA. But when it ceases I learned because I will be under 65 years ( being then 62 years) in Tennessee they have no medigap insurance for someone even who has been qualifiably disabled. Is there anyway under extenuating circumstances that I could qualify for a good medigap insurance to cover the 20% , my co pays and pharmecitcal drugs please. I am really ill and need that coverage before 65 years. Thanks

Yes there are many good programs for suppliment insurance. Some companies will not do under 62 but many do.