Ask Me Help Desk

Ask Me Help Desk (https://www.askmehelpdesk.com/forum.php)
-   Bankruptcy & Debt (https://www.askmehelpdesk.com/forumdisplay.php?f=44)
-   -   Collection agency collect a debt (https://www.askmehelpdesk.com/showthread.php?t=293855)

  • Dec 19, 2008, 09:21 AM
    just shoot me
    Collection agency collect a debt
    My wife received a call from 'professional recovery consultants' about a credit card debt. She asked for their information to have a record of the call, then asked for a written notice in the mail concerning this debt. They refused, to make a long story short the caller said he was going to have a 'judgement against you for 5yrs' and hung up, end of call. We don't know what was meant by his comment and how to handle it from here. Thanks
  • Dec 19, 2008, 10:13 AM
    N0help4u

    Mostly it is scare tactics. They are suppose to take you to court to get the judgment. Until you get a court day ANYTHING they say is mostly scare tactics. IF they do get a judgment against you without giving you a court date I would try suing them.
    They will call and say they are a lawyer, a sheriff, etc...
    If you have a number you can look it up here and see what problems others have had with them.

    http://800notes.com/
  • Dec 19, 2008, 10:17 AM
    ScottGem

    I agree its scare tactics. If you have an address for them, then send them a letter stating that all future correspondence be by mail and that you require verification of this debt before you proceed any further.

    They MAY be able to get a judgement, but before they can you will have your day in court.
  • Dec 19, 2008, 03:07 PM
    just shoot me

    Thank you the responses where helpful. Thanks

  • All times are GMT -7. The time now is 07:49 PM.