My wife received a call from 'professional recovery consultants' about a credit card debt. She asked for their information to have a record of the call, then asked for a written notice in the mail concerning this debt. They refused, to make a long story short the caller said he was going to have a 'judgement against you for 5yrs' and hung up, end of call. We don't know what was meant by his comment and how to handle it from here. Thanks