I have had a call from a credit card agency about a card I forgot I had saying I owed a lot of money last bill was in 2006 .they said they wanted a lot of money a month to pay it of.I explained I'm on my own and on a pension. My house is up for sale and when sold I would pay bill in mean time offered £1 a month ,whitch my bank has accepted for their bill. They said no and would prvent me from selling my house that they are not a charity also they had something on my granson .can they bully like that they made me cry. Also divulge my gransons personal data