I recently refinanced my home. The loan and deed are only in my name. However I was recently married and my husband had to sign forms stating that he was aware of the mortgage because Florida is a Homestead state. At least that is what they told me. My concern is that if something happens to me, does the house automatically become his? I would want the house to go to my mother. How can I make sure that she gets the house and not my husband. She is not on any paperwork, but helps me pay the mortgage. She and I have lived in it for years before I ever met my husband. Thanks for any advice you can give me.