Acct Closed by Credit Grantor
Hello. I just received my credit report from Transunion. I have (1) adverse account. Its an AE account that was closed by credit grantor. Its off my record in 2011. I would like to find out strategies I can implement when I call them to have them take it off my record asap. I remembered the card. I was an idiot at the time and defaulted on the payments. However, I remember I did negotiate with them to pay 50-75% of the total balance. I believed that they would not put it on my report since we had an agreement. Is there anything I can do to negotiate with them or should I just wait until the item is removed? Pay status says "Payment after charge off/collection"
Any advice/strategies would be great. Thx. :eek: