I just got one of these... what do I do to take care of the debt owed?

Pay it!

I am going to pay the debt... however I don't understand what I have to do now... the process of a summons. Thanks for the comment ScottGem!!

Ah, but that's not what you asked.

First you need to answer the summons with your Intent to de.fend. Then you contact the plaintiff and try to work out a settlement or payment plan