I need to move out next year.
I am college sophomore going to university in the city. This year I moved in to college housing to live on my own and be closer to school. I live with parents in suburbs which is 25 miles away, and the only way to get there during morning rush hours I by commuter train (on hourly schedule) which takes about 1 hour. If I need to get to another campus it even takes 1h 30 min. I managed to pay for the difference between tutition and financial aid + cost for the housing by getting private student loan cosigned by my father (yuk!). Now as I came home for the winter break, my mother is very crazy about her preferences and rules. For ex. I cannot watch with peace of mind the comedy central channel, because it disturbs when I ''stupidly'' laugh. The TV also must be often literally quiet, though its day and no one sleeps. I must literally stretch my ears to hear anything.
I came home for winter break to fully rest, especially before I will work at a seasonal job.
But somehow her negative attitude to me, makes holiday breaks stressful rather than restful.
IF my college housing dorms were not closed for the break, I would probably stay over there more weeks and come just before Christmas.
ANd now here is a dillema. I have no doubt that living next year on campus or closer to campus on my own would be very beneficial, even though
It costs a lot of money. But housing is very limited for juniors and seniors and if I do not get housing next year I will have to look for
Off-campus apartment. I would move with a friend or two, or find new roomates, but my sister explain that if one of leaves, then you have to pay
More for rent.
Is there some kind of contracts that would require all resident to sign and therefore anyone who moves out have to find replacement? Any solution to that?
In addition, whether I find on-campus or off-campus housing there is another problem- I have no own money and have not yet a good job that would allow me
To earn good money to pay for rent. Therefore I need for that to take more loan, but it concerns my family, parents even though I am responsible for
Payments after years, because they are very afraid that I'll get in so big debts that they will have to later in life help me with payments.
So they kind of have an "excuse" to monitor my planning for college. I am not sure if largely for own good or mine. The parents want me to stay in house for next year
But this make me feel nervous about commuting and family-related stress. When I lived at home I never had friends, from now since I live on campuis housing,
Not only my grades improved, but also mine social life which is very important for me.
What's your advive? How would you plan for the next year if you were in my place?