I own a rental property that I hold title only in my name. My husband holds title on our primary residence only in his name. The rental property is currently in foreclosure. I owe 520K property values went way down to 390K. I was told that if I file B.K the taxes that would incur from a 1099 can be wiped out. Is this correct? Will my husband have to file B.K. along with me? Can they put a lien on my primary home? This is in California.