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    cyn61's Avatar
    cyn61 Posts: 1, Reputation: 1
    New Member
     
    #1

    Apr 4, 2007, 09:10 AM
    Falling furniture
    I was driving behind a truck carrying furniture and a chair fell off, (truck never stopped.) I swevered to miss it, but it caught the driver side of my car. While swerving I ran off the road and hit and embankment and electrical pole, damaging my passenger side of the car. Am I at fault and will it count against me on my insurance?:confused:
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
     
    #2

    Apr 4, 2007, 09:47 AM
    Hello cyn:

    No, the truck was at fault. The law requires that they secure their load. However, he's gone. Therefore, if you want you car fixed, you need to make a claim on your collision insurance. You'll have to pay the deductable. Yes, your rates will probably go up.

    excon

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