[este2013]

I bought a vehicle where the car was taken 30 minutes. Right after for overheating. The car was taken into the dealer several times for the same reasons. I told the dealer that I was going to return the vehicle if this happened again, which it did so I took the vehicle in and they kept it as a volutary repossession. Now I have here a company calling me and telling me they will be garnishing my wages. Can this be done?

[slowandeasy]

If the car is sold for less than what is owed on it I think they can get a judgement if you don't pay and then possibly garnish your wages,This is only a guess though,maybe someone else will know for sure. Was the car new or used and did you read the fine print when you signed the contract? Maybe some else can give you some helpful information

[Fr_Chuck]

Ok, well first you can't just leave it, not without their agreement, and at that time you needed to set up the rules for that to happen.

So what happens is don't matter if you gave it back or not, if you don't have a written agreement to allow you to give it back.

So they sold it, at auction most likely added repo fees and legal fees and now you have to pay the rest ( this is how it works)

And if you don't pay them for the car you now don't have, they will get a judgement from the court and attach ( take ) any money you have in the bank and garnish your wages, yes they will do that and can very easy.

What you needed to do was to SUE the dealer on the car, not just walk off and leave it. Or if you were going to leave it, have it agreed in writing they would take it back and not owe anything ( which they would not do most liekly)

It is very likely you can owe more money on a car that you don't have, then you did when you had the car. Always check the result of your actions before you do them