[JanetME]

Someone gave me a cheque, I deposited it. It was more than owed me, so the person who gave me the cheque then put in writing I could have the money owed me $77.00 and I returned the difference. Now this person says the Bank says I have to return the $77.00 as well and my account is being investigated. Said it was suspicious I gave her a money order? I did not want to give cash. Said my branch was investigating it... but I went to my branch and they said they were not? What do I do?

[joypulv]

This is usually a scam involving a lot more than $77. But if her check cleared your bank, you have nothing to worry about, and shouldn't believe this person.
NEVER give back an amount for a check written over the amount owed. 99/100 times it will be a scam. Their check will be no good.

[Fr_Chuck]

Most likely, the check you got will turn out to be forged or fake. This is a normal scam.

Your bank would not tell them anything, don't spend the money and expect the check given you to bounce in about 3 week.

[JanetME]

Ongoing saga... Cashed a Cheque that was given to me, was in my wallet from this person.. forgot had it. It was more than I needed... make of cheque upset at first then said I could have my amount $77.00 and asked me to just return the difference of $103.00 ) always intended but it was 18 hours later because she was harassing me so much I went the next morning. Which I did then I gave her a Money Order for her amount as I thought it would be good to have an immediate receipt to show, that is what the teller recommended.

Aug 1 she shoved a note into my mail box said bank was suspicious and get a lawyer? Said I used a cheque on TD Bank to repay her the amount she requested (It was an Money Order?). Before she said she told me to cancel this cheque, there was another cheque previously in May not this one and I gave that one back to her.. told she needed to keep track of her cheques. Said our TD Branch was investigating and Bank advisors in Eastern Canada. Reminded her that I had in writing she was giving me the amount owed me and the difference which was given back to her and she cashed the Money Order. She mentioned small claims court said that is where I should have gone to get my my money.. she likes to bring up names to intimidate me. Said that is what the bank said( to small claims court to get the money, etc.

So I went up to the Bank on the first and the 2nd of Auigust.. Branch said no investigation. I thought it was odd that her advisor would ask her to contact me to repay her if there was an investigation, Is that correct?

I did not email her back but when she was walking in the building a day or so after the email to me.. she just put her head down and did not say anything just walked by me. She has told me some things before that were not true. This is just $77.00, can I get in trouble? Have not heard from her again... since Aug 1st that is the longest time I have not heard fro her. Also, talked with Legal Aid but because its through through the Seniors Centre it could take 2-3 weeks.

**FYI... I am a 67 year old senior and made an arrangement with this person, gave her $177.00 to pick up my post surgery. $100.00 for walker, she pocketed $25.00 off the total amount, told me she pd full price then later admitted in an email she paid $75.00. Did not get the other two items after almost 3 months, Shower Head & Cushion Cover,, found out no cushion she just paid for the cover and pocketed the rest of the money. Shower same was supposed to be from her cousin and asked to see it first... then she said she bought it at the top of my budget items after 3 months she kept putting me off/

So this started above because I finally asked her to bring me the money back or the other two items, she refused to do either. There was never mention of chargng me, nothing in writing.. asked her up front. Very nasty person. She pretended to lend me money (to help out.. then took it back right away... I zero'd it out, do not owe her anything).

[Fr_Chuck]

You need not to talk to her again. You need to not answer her phone calls or anything.

She is cheating you. If anything, you should sue her for any money she owes you.

She is a crook, and you are being cheated.