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New Member
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Jan 7, 2013, 04:29 PM
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Help my ex wife did a quit claim deed but the mortgage is in my name.
My divorce was final in 2011, my wife stayed in the house making payments but decided to do a quit claim deed and stop making mortgage payments. (My name is still on the mortgage is there anything I can do)?
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current pert
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Jan 7, 2013, 04:39 PM
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What does your divorce decree say regarding the mortgage? Your lawyer should have made sure that she got a mortgage in her name. Otherwise you are stuck with it, or you default, or you sue her, or you sue your lawyer...
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Expert
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Jan 7, 2013, 04:59 PM
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If your name was and remains on the mortgage note, you continue to be obligated to make sure that the payments are made.
She quit-claimed it to you?
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Expert
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Jan 7, 2013, 04:59 PM
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The first person you should be contacting is the attorney who handled your divorce. There should have been something in the divorce stating that she had to get a mortgage in her own name. If not, then the property should have come back to you in the event she decided to leave the property. Contact them immediately.
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Computer Expert and Renaissance Man
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Jan 8, 2013, 04:48 AM
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A quit claim deed passes title to a property from the owner to another person (or persons). For her to legally sign a quit claim deed, means she was the only owner of the property. Did you deed the property to her in the divorce?
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Expert
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Jan 8, 2013, 05:15 AM
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Yes not enough information given, when and was your name on the deed ? Is it still on the deed?
She can not merely deed it over to someone with a mortgage on the property. Who did she deed it to, was it a family member, did she claim to sell it ?
What about your name is it still on the deed.
But yes, if she never got a new mortgage, and it is in your name, you still owe for it, so you should not have signed over the home to her ( if you did) until a new loan was done.
Your divorce attorney should have been handling all for that
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