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    larese's Avatar
    larese Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Mar 15, 2007, 08:19 AM
    Michigan law- minitort on a state owned vehicle
    I got hit the other day, she was at fault, but she was driving a minivan with a state owned vehicle license plate... now they're saying that even though she was at fault, I have to pay for my deductable and her insurance company doesn't have to.. kind of weird.. any ideas?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Mar 15, 2007, 08:27 AM
    And what does your insurance company say? Sounds like you will need to sue the state's insurer to recover the deductible
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Mar 15, 2007, 09:32 AM
    If she is at fault your insurance does not have to do anything since her insurance is to pay ( state vechiles have insurance onthem) you need to file a claim with their insurance.

    If her insuance will not pay, you can turn it over to your insurance and let them pay ( you will have to pay deductable) then your insurance company will sue their company and if they win they will get your deductable back.

    But you need to contact their insurance to start with
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
    		  
    #4

    Mar 15, 2007, 02:39 PM
    Hello larese:

    Let's see. You got a bureaucrat. You got insurance. You got a burearcrat talking about insurance. Of course, there's going to be lies. Duhh!

    excon
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