Ask Experts Questions for FREE Help !
Ask
    trish-pk's Avatar
    trish-pk Posts: 3, Reputation: 1
    New Member
    		  
    #1

    Dec 7, 2012, 11:47 AM
    How do I reply to a court summons
    I live in MA and I rcvd a summons today from a local atty for - Cavalry spv llc.BOA/FIA - I am in default due to disability and divorce - (on Social Sec what it says I owe. The letter ialso says I am further indebted to plaintiff for contract interest charges.
    How do I respond to this summons -I do not have an atty nor can I afford one hopefully I will be filing bankruptcy next month (money permitting) should I tell them this?
    trish-pk's Avatar
    trish-pk Posts: 3, Reputation: 1
    New Member
    		  
    #2

    Dec 7, 2012, 11:51 AM
    Sorry - My info was cut off - I do not believe I owe what they say I owe - but they have asked for interest and costs (there amount is off by 10,000 - unless this is interest to date?? ) Desperate... THANKS
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Dec 7, 2012, 11:54 AM
    What is the debt for? If you believe you do not owe this debt then you file an Intent to Defend with the court citing your belief the debt is not valid.

    However, if they filed suit before you filed for bankruptcy there may be an issue with discharging that debt. If you have already filed, then part of your response is you have filed for bankruptcy listing this debt as one of those to be discharged.
    trish-pk's Avatar
    trish-pk Posts: 3, Reputation: 1
    New Member
    		  
    #4

    Dec 7, 2012, 02:10 PM
    Quote Originally Posted by ScottGem View Post
    What is the debt for? If you believe you do not owe this debt then you file an Intent to Defend with the court citing your belief the debt is not valid.

    However, if they filed suit before you filed for bankruptcy there may be an issue with discharging that debt. If you have already filed, then part of your response is you have filed for bankruptcy listing this debt as one of those to be discharged.
    Hi Scott - this is credit card debt - Brankruptcy can't be filed until I finish paying atty - since I got divorced living on SS money is tight. Any suggestions on how to proceed. Many thanks
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #5

    Dec 7, 2012, 02:48 PM
    I told you how to proceed. Respond to the summons with an Intent to Defend.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Can I ask the court for more time to reply to a summons? [ 5 Answers ]

I was served with the summons on January 4, 2011 and have 20 calendar days to respond. My issue is that I am 9-months pregnant awaiting the arrival of my son within the next few days via c-section and have been on bed-home rest for the past couple of months. Before responding I would really like to...

How to reply to civil court summons [ 9 Answers ]

We got a summons on foreclosure we have to respond to and do not know how to do it. We thought we had a modification in place, have a statement in march with new payment and such and nothing since, now we got a summons and have to respond by Sep 3rd. They are trying to close it out properly but we...

I do not know what to reply to a court summons? [ 2 Answers ]

The summons is in New York State for credit card debt I am looking for what to reply in the answer box for the complaint

Why reply to a summons? [ 6 Answers ]

I have a question about a summons. First I would like to say that I have a couple of judgements against me from CC debt. I received the summons, but never responded to them, so they are a default judgements. The reason I never responded was because I do owe this debt (never deputed it anyways) and...

View more questions Search