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    grumpyjoe's Avatar
    grumpyjoe Posts: 2, Reputation: 1
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    #1

    Sep 10, 2012, 02:24 PM
    Expired judgement leaving a lien on property
    I filed a chapter 13 bankruptcy in approximately 1999. By a mistake, one judgement survived the bankruptcy that I successfully completed. The judgement caused a lien on my property. I became aware of this while trying to secure a Home loan in 2008. After contacting my attorney he advised me that the judgement was only good for 10 years if not re-filed by the creditor. And that if I waited the ten years the lien would no longer be valid. It was never re-filed and is no longer on record as being a valid judgement. I now have no judgments against me, but the original lien still shows on the property records. I want to sell the property now and need to have the lien removed. How do I do this.. I live in Indiana county of Cass.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #2

    Sep 10, 2012, 02:46 PM
    If, as you say, the judgment lien has expired, the buyer's attorney will recognize that this exception on the title insurance policy is of no significance. In other words, it shouldn't affect a sale.

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