Ask Experts Questions for FREE Help !
Ask
    valerie_1010's Avatar
    valerie_1010 Posts: 1, Reputation: 1
    New Member
     
    #1

    Jul 8, 2012, 12:00 AM
    Am I required to pay the mortgage?
    First, I am in CA. I was recently granted exclusive use of the home and effective July 15th I am responsible for all household expenses. The mortgage is in my husbands name and there was a grant deed adding me to the house last May. Must I actually pay the mortgage though? It's $2700/month with tax and ins. I have been a stay-at-home mom for 5 years now and assuming he pays child and spousal support it will leave me just $900/month for all other expenses... we have three kids together and I have another who lives just with me, dad doesn't pay support.
    GV70's Avatar
    GV70 Posts: 2,918, Reputation: 283
    Family Law Expert
     
    #2

    Jul 8, 2012, 02:45 AM
    California is a "community property" state, which means that many assets and obligations of one partner created in a marriage become "community" assets or obligations.
    The Family Home in a California Divorce | divorcenet.com
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #3

    Jul 8, 2012, 05:18 AM
    This would be spelled in in the separation or divorce decree.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
    Expert
     
    #4

    Jul 8, 2012, 05:30 AM
    Quote Originally Posted by valerie_1010 View Post
    ... Must I actually pay the mortgage though? ...
    If it's not said in the decree, perhaps not. And if you did not sign the mortgage note, you would not be responsible for any deficiency. But if someone doesn't pay, the holder of the note will foreclose.

    And if your ex is sued for a deficiency, I expect he may come after you, either by asking to amend the decree or an independent lawsuit.

    If your ex had an attorney, he or she might want to be sure the malpractice insurance was paid.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #5

    Jul 8, 2012, 06:19 AM
    I think the term "all household expenses" is the fuzzy term here, to me, it would mean any and all bills associated with the house" I am not up on California case law that may or may not have defined it though prior court action.

    But I would say unless he was ordered to pay it ( but even if he was ordered to, he may stop anyway) you should have considered in the request how you were going to pay for it)

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Mortgage in my mothers name but we pay the mortgage we want to add ourselves to deed [ 4 Answers ]

We refinanced with my mother we are not on the mortgage but we pay the mortgage she does not live here so we want to add our names to the deed she is very old now and we want to protect our interest!

Is it best to pay off a mortgage or get a tax break on the mortgage interest payment? [ 2 Answers ]

I have a 4.75% mortgage rate. Would it be best just to pay off the loan?

Do I pay sell my stock, pay off my mortgage or credit card debt? [ 1 Answers ]

Hello, Here are my dilemmas. I own a two family home worth $925,000. I have $95K and five years left on this mortgage. This home gives me about $1,200 in income AFTER expenses are paid each month. I don't live in this home. I have $135K in a 401K and approximately $135K in stock. I have...


View more questions Search