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    cenise's Avatar
    cenise Posts: 3, Reputation: 1
    New Member
    		  
    #1

    Feb 13, 2007, 06:56 AM
    Credit card debt and income tax refund
    My credit cards are in collection. And currently my job pay check is now being garnished. Can any collection agency or credit card company, take or hold on to my tax check?
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
    		  
    #2

    Feb 13, 2007, 06:59 AM
    Hello cenise:

    Nope. Only the government can seize your refund. Make sure that it isn't direct deposited, though. Otherwise, they'll get it.

    excon
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Feb 13, 2007, 07:16 AM
    As excon pointed out only govt agencies can intercept your refund. However, if you deposit it in a bank account they know about, they could seize the account after the deposit.

    You might consider using the refund to offer a settlement.
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