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    lorine's Avatar
    lorine Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Feb 5, 2007, 07:45 AM
    Wage garnishment
    I live in Florida now and I am head of household.. ny state is garnishiring 15% of my wages... I was in an agreement with them to pay 100 dollars monthly so theyn stopped... back in October my son was a passenger in a bad car accident and was is the hospital for 3 weeks and needed some home care... I missed a lot of work and didn't have the money to send the loan so the started the garnishment again... I called them to tell them what happened and she said that it didn't matter... its going to continue unless I put down 500.00 to stop the garnishment... I don't have 500.00 now.. so what can I do.. I wanted to continure to send the 100 but she said no... I can't afford 15% of my pay to be taken.. help!!
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Feb 5, 2007, 08:08 AM
    You should have called them BEFORE they reinstated the garnishment. Frankly, there is nothing you can do. You owe the money, they have a judgement against you.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
    		  
    #3

    Feb 5, 2007, 08:08 AM
    Hello lorine:

    I understand your situation. You want to know what choices are available to you. The problem is that once you have a judgment, your choices are severely limited. As you discovered, the state doesn't care about your problems.

    If it takes $500 cash to stop the garnishment, then you have to raise the cash. Get an advance from work. Sell cans. Have a garage sale. Sell your car. I don't know. (But, DON'T go to a payday loan place!) I think you have no other choices... None that I can think of anyway.

    Of course, I didn't mention bankruptcy, because that's going to cost MORE than $500.

    excon
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