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    tricky66's Avatar
    tricky66 Posts: 1, Reputation: 1
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    #1

    May 22, 2011, 03:22 PM
    If a mobile home is repossessed in Arizona, does the bank have to have a court order
    I live in a Mobile Home in Arizona. I've paid the Lot Rent on the Home, however I'm behind on the Mortgage.
    I've received a Notice of Default and the Bank tells me that I'm to be evicted on Monday.
    Do I get notified by the Court or can they just come change the locks?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    May 22, 2011, 03:36 PM

    First it is not a mortgage, it is a loan, a mobile home has a title ( like a car) not a deed. And are in some locations repo'ed not evicted. The same as repo a car.

    You have to be notified of the repo ( forclosure) but you don't have the same protection as you do with a house or even a rental of a mobile home.

    They can, actually hook up a truck to it, have the power and pipes disconnected and drive away with it. Or actually pad lock it to take ownership. ** They will have to allow you ability to get your personal items out of it.

    But yes, they may just change the locks, or actually just drive away with it.

    http://www.ehow.com/about_5465719_re...ile-homes.html
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