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New Member
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Jan 19, 2007, 02:43 PM
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Huge medical debt
Hello Everyone.
I Recently Had Surgery (gallblatter Removed) My Insurance Did Not Cover My Hospital Bill Nor Will It Cover The Doctors Bills. My Credit Is Bad . I Am Divorced , Child Support Is $1000.00 Monthly I Only Earn $2300.00.
The Bill Is Apprx. $67000.00. All I Can Pay A Month Is $100.00. How Much Of A Problem Are They Going To Give Me. Should I Leave The Country.
Please Give Me Some Advise.
Sincerely
Rene
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Junior Member
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Jan 19, 2007, 02:53 PM
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No, you shouldn't leave the country. Pesonally I would consider filing for bankruptcy if I were in your shoes, it may be your only real solution. If you can only pay $100 a month, it would take you almost 56 years to pay off the debt... too long.
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Expert
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Jan 19, 2007, 03:35 PM
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First why did your insurance not cover it, if you have even basic hospital coverage part of it would be covered.
Next normally most hosptials will turn this over to a collection agency and I am not sure 100 a month will even cover the interest on the amount once it goes to collection, so if you are paying 100 a month it is possible you are not even paying on the balance.
Honestly you need to talk to the hospital about a hardship, there are policies in many hospitals they never talk about that allow or even require them to write off debts that people can not pay, ( i.e. homeless, jobless and so on)
In the end bankruptcy is a answer to this also
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New Member
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Jan 19, 2007, 03:55 PM
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Originally Posted by renepineda
Hello Everyone.
I Recently Had Surgery (gallblatter Removed) My Insurance Did Not Cover My Hospital Bill Nor Will It Cover The Doctors Bills. My Credit Is Bad . I Am Divorced , Child Support Is $1000.00 Monthly I Only Earn $2300.00.
The Bill Is Apprx. $67000.00. All I Can Pay A Month Is $100.00. How Much Of A Problem Are They Going To Give Me.? Should I Leave The Country.?
Please Give Me Some Advise.
Sincerly
Rene
I had the same surgery and NO insurance so I talked to accounting at the hospital and was honest with them, I said there is no way I can pay. They wrote is off as a hardshp case.
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