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    renepineda's Avatar
    renepineda Posts: 1, Reputation: 1
    New Member
     
    #1

    Jan 19, 2007, 02:43 PM
    Huge medical debt
    Hello Everyone.
    I Recently Had Surgery (gallblatter Removed) My Insurance Did Not Cover My Hospital Bill Nor Will It Cover The Doctors Bills. My Credit Is Bad . I Am Divorced , Child Support Is $1000.00 Monthly I Only Earn $2300.00.

    The Bill Is Apprx. $67000.00. All I Can Pay A Month Is $100.00. How Much Of A Problem Are They Going To Give Me. Should I Leave The Country.
    Please Give Me Some Advise.

    Sincerely
    Rene
    KMSRyana's Avatar
    KMSRyana Posts: 142, Reputation: 26
    Junior Member
     
    #2

    Jan 19, 2007, 02:53 PM
    No, you shouldn't leave the country. Pesonally I would consider filing for bankruptcy if I were in your shoes, it may be your only real solution. If you can only pay $100 a month, it would take you almost 56 years to pay off the debt... too long.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #3

    Jan 19, 2007, 03:35 PM
    First why did your insurance not cover it, if you have even basic hospital coverage part of it would be covered.

    Next normally most hosptials will turn this over to a collection agency and I am not sure 100 a month will even cover the interest on the amount once it goes to collection, so if you are paying 100 a month it is possible you are not even paying on the balance.

    Honestly you need to talk to the hospital about a hardship, there are policies in many hospitals they never talk about that allow or even require them to write off debts that people can not pay, ( i.e. homeless, jobless and so on)

    In the end bankruptcy is a answer to this also
    cpmeme55's Avatar
    cpmeme55 Posts: 2, Reputation: 1
    New Member
     
    #4

    Jan 19, 2007, 03:55 PM
    Quote Originally Posted by renepineda
    Hello Everyone.
    I Recently Had Surgery (gallblatter Removed) My Insurance Did Not Cover My Hospital Bill Nor Will It Cover The Doctors Bills. My Credit Is Bad . I Am Divorced , Child Support Is $1000.00 Monthly I Only Earn $2300.00.

    The Bill Is Apprx. $67000.00. All I Can Pay A Month Is $100.00. How Much Of A Problem Are They Going To Give Me.? Should I Leave The Country.?
    Please Give Me Some Advise.

    Sincerly
    Rene
    I had the same surgery and NO insurance so I talked to accounting at the hospital and was honest with them, I said there is no way I can pay. They wrote is off as a hardshp case.

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