[baddebt2011]

Hi,
I just got notified today that an old credit card debt, from prior to my divorce, has placed a writ against my checking account. In talking to the lawyer, he said they can hold it 20 days, until the bank completes some form and answers questions they sent..
My issue is there is really no money in there, but I am expecting direct deposit of my paycheck, child support and my refund.
Can they continue to hold my account until the debt is paid in full or will they eventually release it?
I did not receive anything in the mail about this, giving me notice at all.
They did take me to court, sent the papers and judgement to my ex husband, who did not forward to me.. Until it was too late to do anything.
Once they release it, if they do, can I just shut down that account? I tried, in the recent past, to make arrangements for payments, but they did not allow me.
I live in Chester County Pa.
Thank you.

[Fr_Chuck]

To freeze your bank account they have had to file a court action against you and get a judgement, With a judgement they went and got a garnishment for your bank account.

It is held, pending your opportunity to file an appeal, and at that point any money in there will be given to them.
Normally, but will depend on the terms of the garnishment, it remains in effect and any money going in will just be frozen. So any direct deposit will be gone to them basically till they are paid in full.

Please stop talking to "their" attorney, they are paid to take your money, not to help you.