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Car Repo
I had a car repossesed in 2008 in the state of Virginia. I live in Louisiana now and its 2011. The collection agency took it to a local court in virginia in August of 2010. I did not receive ANY notice of this and the amount they want is a little over 5k. What will happen to me if I do nothing. I just received this letter feb 12 of 2011. Can they garnish from me even though I live all they way out here. And my jobs headquarters is all the way in Minnesota.
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If you didn't receive any notice of it, how do you know about it?
If you do nothing, they can get a default judgment. Louisiana is required, by the U.S. constitution, to give full faith and credit to such a judgment. You received a "letter" on Feb. 12th? Was this a letter or a court summons? As I said, the full faith and credit clause allows them to enforce the judgment in any state. How exactly they will do it is a matter of state law, but it can be done. |
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Assuming they got a default judgment because you didn't show, you may be able to get the judgment vacated on the grounds of improper service. But even if you do that's only a delaying tactic. They will refile and get a judgment anyway. So you are better off trying to reach a settlement with them. |
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