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Tamibunny · Jan 10, 2011, 11:24 PM

I have been living with some very close friends I consider family for the past year,
Under a verbal agreement of $200/month for my room and $100/ month for my horse to stay in the pasture they have behind the house along with their horses.
Long story short, I lost my job an was unable to pay the full amount every month.
I still made payments to them every month ranging bettween 100- 325. I decided since I owe them money(about 2000 all together)I would sell my saddle for $750 and my horse for $3000 to pay my debt. I have since moved out of their house so not to accrue anymore debt. A few days ago they called me and told me they were putting a lien on my saddle, and that they will do the selling of it.(after I had made flyers and listed it on ebay) They also
Instructed me that I still owed the full $2000 and that my horses board would be costing an extra $100 a month. Then today I received a call from them saying that they have a "partial lien" on my horse.( no legal paper work has been filed for any of this). Also that if anyone is to come look at the horse that is still for sale they must be there and the horse may not leave the property to be tried out by potential customers. If the horse does need to leave the property to be tried out I will have to pay for them to ship it. I offered them my horse in exchange for my debt. They said they did not want the horse. They "dont think it is even worth $2000, but are "thinking about getting it appraised and having me pay for it" ( which I know they really can't do)

I feel as though I am in an impossible situation to liquidate the only assets I have to pay off my debt, when they are being
withheld from me by the people I owe. I dont want this to escalate anymore than it has. These have been close friends of mine for the past 10 years. I know that my living with them did not cost them anything. I feel as though they are now looking to me to "fix" all the financial troubles they are having.
Any advice would be appreciated. Thank you for your time.

Tamibunny · Jan 11, 2011, 02:29 PM

Thanks for your time, I'm in East TN.

Fr_Chuck · Jan 11, 2011, 03:06 PM

No, there is no "lien" unless they have sued you and got a judgement and filed a lien.

They have stolen your property and will not give it back because of the debt. You can go to the property and get your saddle and horse, take or call the police if they will not give it back.