[ktitus]

My husband has a judgement against him from Citibank credit cards. He had a meeting today w/ their lawyer re: wage garnishment and was told that they would be taking 25% of his weekly pay to resolve the debt. Then the Lawyer asked him for our banking information. My husband only told him where we bank, but did not disclose the account number. Why would this matter when they are going to get 25% of his paycheck each week? We live in Indiana and I have no idea what the laws are regarding this issue. We don't have the funds to retain a lawyer either. Any help would be greatly appreciated.

[JudyKayTee]

Yes, this is a legal percentage in Indiana.

You don't have to disclose the account number. Once the creditor has the info they serve the Bank and the Bank locates any and all accounts.

Are they going to take money from the bank account AND file the wage garnishment?

[DownUnder]

If your husband has a judgement then the reason the lawyer wanted the banking information is so they can attach your accounts meaning it will be frozen and you will not be able to access your funds, They really don't need the account numbers to your bank they now have the bank you use and will most likely attach your funds, Once a judgement is issued the creditor will do what ever he can to get his money

[ScottGem]

Just to make it clear a judgment holder is not restricted to one method of collection. Then can get a writ of garnishment to serve on his employer AND a writ of execution to serve on your bank.