Some idea as to what happens
Unable to work in May, year 0
Sick time+vacation
Feb, yr 1; retro short, apply for long
Aug; retro long
Long for 2 yrs, must apply for social security disability
Retro ss disability
Meanwhile coverage gets dropped in Nov
Must apply for medicare
Offered Cobra
Get medicare card in February
Applied for LTD pension
Received retroactive pension to previous Nov
With regular health care for Dec & Jan
Suppliment policy starting in February
Yep, talk about a mess.
There were lots of bumps including terminated retroactively.
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