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    Marie0043's Avatar
    Marie0043 Posts: 2, Reputation: 1
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    #1

    Apr 24, 2010, 04:22 PM
    Spring hill fl credit card builder
    Does anyone out there have any information on a company in Spring Hill Florida by the name of Credit Card Builder?

    I am looking to build credit to do real estate.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Apr 24, 2010, 07:01 PM

    There is no such legal and honest thing as "buiding your credit". Unless you are merely starting to pay bills on time, looking at your report and getting rid of any wrong info. And perhaps getting a couple small credit cards that you use up to 33 percent of limit and pay on time.

    Remember debt to income ratio
    Don't charge any credit card over 33 percent of its limit
    Pay all debts on time.

    Then over the years your score goes up.

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