Ask Experts Questions for FREE Help !
Ask
    loopystarr's Avatar
    loopystarr Posts: 3, Reputation: 1
    New Member
    		  
    #1

    Mar 15, 2010, 12:52 PM
    Do I have to pay for credit card that is over six years in deliquency
    I tried to pay a cc off in 2004. No one knew where my file went when I called the company. I contacted the 3 credit bureaus and had this removed from my credit report . Now I have a lawyer telling me that I owe them almost triple the original amount. Do I have to pay this?
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
    Expert
    		  
    #2

    Mar 15, 2010, 01:00 PM

    Your 'file' is in their computer system, loopy and it was a delinquent credit card debt then there is no way anyone lost it. They want payment with interest, that's why it seems so much. If they get a judgment on your for that total amount, then yes, they will come after you.

    Tick
    loopystarr's Avatar
    loopystarr Posts: 3, Reputation: 1
    New Member
    		  
    #3

    Mar 15, 2010, 01:05 PM

    I contacted them for two weeks almost six years ago. I had to pay off my debt to get a house and they claimed they didn't have my name on file . Doesn't the credit bureau check this too when you ask them to delete an account from your credit report?
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Credit Card Debt Should I Pay? [ 5 Answers ]

Hi My Father Was Given A Credit Card Several Years Ago And Was Financially Unable To Pay It Off. Now He Has Been Served With A Court Date To Pay This Credit Card. He Does Not Own Anything And Is On Social Security, I Heard That There Is Nothing They Can Do To Him To Make Him Pay This Now. Please...

Best to pay an amt. To each credit card or pay two off completely [ 1 Answers ]

Hello. We have about $2,000 to use towards our credit card debt. We have several cards, all closing in on their limit. Which of the following would be best: 1. This amount will pay off two, possibly three or close to three cards (one of the cards would be for a home improvement store that...

Cannot pay My credit card bills [ 2 Answers ]

I am in severe financial difficulties I cannot pay my credit card bills, and the credit card company have sold on the debt to another company I als cannot pay them what will they do to me if I cannot pay them too will they send me to jail or what please help me

Pay old credit card dept [ 8 Answers ]

My husband & I owe 1000.00 on a credit card, hav'nt heard from in over 3 yrs, A man claiming to be a 3rd party to the account contacted my husband today at work stating we now owe 1700.00 on the card we must settle today for 1200.00 in a lump sum or spread out over 4 months the 1700.00. I called...

Do I pay sell my stock, pay off my mortgage or credit card debt? [ 1 Answers ]

Hello, Here are my dilemmas. I own a two family home worth $925,000. I have $95K and five years left on this mortgage. This home gives me about $1,200 in income AFTER expenses are paid each month. I don't live in this home. I have $135K in a 401K and approximately $135K in stock. I have...

View more questions Search