[shellbran]

I have judgment against someone but to file garnishment I must know there bank name and since he works under the tabler how do I get his bank name?

[shellbran]

Hello

[JudyKayTee]

We are all volunteers here, asking hundreds of questions a day. Please be a little patient.

Are you intending to lien against his bank account or file a garnishment against his (under the table) wages? What State?

You can bring him back into Court and demand financial disclosure. Do you know anyone who knows where he banks?

[shellbran]

For garnishment court says I can't go no further without bank name and I don't know how to find that out we have no mutal friends and I am at a loss.. thousands of dollars down the drain...

[Fr_Chuck]

you should try to file against where he works under the table. If you can prove he works there, after they were served, the place of business could be liable for payment personaly.

You hire a PI to do a background, you fiile with the court to order him to supply that info.

[JudyKayTee]

Garnishment is against wages. Lien is against bank account. Which are you talking about?

If you have thousands of dollars at stake as FrChuck said, hire a licensed private investigator to locate the financial info and provide you with a report.

[AK lawyer]

Garnishment is against wages. Lien is against bank account.

I think the terminology depends upon the jurisdiction.

If you want an order addressed to the bank requiring the bank to pay to the court what, if anything, he has on deposit there, you definitely need to know the identity of the bank.

You might consider sending him a $1.00 check (get a friend to write the check for you so your judgment debtor doesn't know it's from you.) and, if he takes the bait and deposits it, your friend's bank can tell your friend what bank it was deposited in.

[shellbran]

He is best way tile... he does flooring... he did my kitchen floor and it is all cracked up... I won in small claims but since he pays no taxes on his company that I know of I can't garnish him he says he has no money he filed paper with Iowa legal aid his tile company is under table because he makes no money from that and the court says that I need to find out where he banks so they can garnish him but I can't seem to do that... but thanks 2 everyone for there help going through trash may be all I can do... ewwwwy

[ScottGem]

You have run up against the Catch 22 of small claims court. Winning a judgment is often the easiest part. Collecting is the hard part.

Many such companies know how to hide their income so they don't have to worry about such things.

One possibility is to check with the local consumer affairs dept. Some areas require such contractors to be licensed and insured. If so, their insurance carrier will be on file and you mat be able to file a claim with them. Also, he may decide to pay if it means losing his license.

[JudyKayTee]

Who referred you to the contractor?

[shellbran]

His best way tile card... 30 years experience... no one referred just met him at work... restuarant...

[JudyKayTee]

Dkid he work "under the table" for you? In NY under those circumstances you could not get a judgment against him (just in case anyone cares).