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    lfmr38's Avatar
    lfmr38 Posts: 1, Reputation: 1
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    #1

    Sep 24, 2009, 12:42 PM
    How do I file a written response to a personal summons?
    I am in the process of filing for bankruptcy but have been holding off because I am in the "trial period" part of trying to get my loan modified on my mortgage. I just received a summns from a credit card company and my lawyer is charging me $200.00 in addition to the money I am paying for the bankruptcy to help me with this. Is it worth the $200.00 or is this something I can take care of myself?
    Clough's Avatar
    Clough Posts: 26,677, Reputation: 1649
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    #2

    Sep 24, 2009, 02:06 PM
    Hi, lfmr38!

    Have you personally called the credit card company in order to try to negotiate with them? I've don't that a number of times now. The results have been good! I also make sure that I have a friend on the other line as a witness and inform the person with whom I'm speaking that there is another person on the line and have the other person say something to confirm that.

    Thanks!
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