[oayachan]

When I checked my credit report it said "open account" is a negative factor.
Please tell me what the difference is between an ordinary account and an open account.

[JudyKayTee]

Charge accounts are often listed as open accounts because there is no fixed balance.

Is that pertinent to your situation?

[this8384]

Charge accounts are often listed as open accounts because there is no fixed balance.

Is that pertinent to your situation?

Being that it's a "negative factor" I almost wonder if they defaulted or maxed out that particular account.