[lscholl]

Credit card debt is supposed to be "unsecured," but what does this mean? Before I settled one cc debt, they attached (?) my credit union account (which fortunately had only $25 in it). I stilll have others, the main one for 30K. I keep only a small amount in my bank account now, so this won't happen again... but can they try anyway? More importantly, I fear that they may be able to take my car, which I own outright. Can they? Also, after selling my home of 30 yrs to pay off most debts, I now have just enough money to by an RV (with a full cash payment) so that I won't be completely homeless. Can they come after things owned outright, like the car and RV?? Thanks for any advice and info.!

[stevetcg]

Depends on what state you live in. But if you have an account for 30k, that begs 2 questions:

1. Why didn't you just pay your debt?
2. What makes you think they won't go after that? Its just a matter of time until they find it.

[DownUnder]

State laws vary,so you need to check the laws in your state about what can be attached and what is exempt. Now with that being said why in the world would you have 30K in one account and not pay your bills? If it is sitting in a bank account you can bet your "RV" they will find it and take it. What amount are you talking about that you owe?