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    stepsimp's Avatar
    stepsimp Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Jul 18, 2009, 02:15 PM
    Civil personal injury
    Who covers the insurance on a rental car when your offsite you or the company you work for?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
    		  
    #2

    Jul 18, 2009, 03:06 PM

    I don't understand the question. The purpose of a rental car is to take it off site (away from the place where you rented it).

    Rental companies have their own insurance.

    Your company may also have insurance. You may be responsible for the deductible in either instance OR your company may hold you responsible for the entire loss.

    Need more info.
    stepsimp's Avatar
    stepsimp Posts: 2, Reputation: 1
    New Member
    		  
    #3

    Jul 18, 2009, 03:38 PM

    We live in California My wife was sent to illinios for two weeks to work. The company provided a rental car. My question is who's Insurance company covers the rental regardless of what day it is is it 24/7 or only on the work week?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
    		  
    #4

    Jul 18, 2009, 03:41 PM

    Was she restricted to driving only during the work week? The rental's insurance would still pay but if she was restricted her employer could look to her insurance or her individually.

    Otherwise the rental car company's insurance is liable.

    Otherwise, what I said applies.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #5

    Jul 19, 2009, 07:09 AM

    Hello s:

    If your wife HAS liability insurance for her OWN car, then she's already covered. If her company is paying for the rental car, they should also be paying for comprehensive insurance for it too.

    That way, it's covered no matter WHERE she is.

    excon
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #6

    Jul 19, 2009, 07:30 AM

    1. first the person who rented the car chooses to purchase additional insurance from the rental company.

    2. the driver of the car would be the next, their auto insurance coverage covers the use of rental cars normally
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