Ask Experts Questions for FREE Help !
Ask
    rushed09's Avatar
    rushed09 Posts: 3, Reputation: 1
    New Member
    		  
    #1

    Jun 12, 2009, 08:21 AM
    Levy and garnishment
    My wife had a debt with a credit card company that went unpaid. Our bank account got levied and upon addressing the problem, her check is getting garnished. She has been in garnishment for about 5 months now and this past week, they levied our account for more money on the same Doc#. Can they do this? We already are remedying the account with the garnishment they agreed upon. I tried to speak to the court officer who placed the additional levy and he told me he could levy my account as many times as he wants until the debt is paid. I feel like this is way over board being they are already getting a good chuck of her paycheck. Any advise or actions I can take to keep their hands to themselves?

    Thanks
    this8384's Avatar
    this8384 Posts: 4,564, Reputation: 485
    Ultra Member
    		  
    #2

    Jun 12, 2009, 10:15 AM

    When you say the creditor "filed twice", are you saying that they're garnishing her check AND froze your bank account? If that's the situation, then yes, that's legal.

    You might be able to get out of them taking too much money if you can prove that the amount they're taking is placing your income at or below the federal poverty level.
    rushed09's Avatar
    rushed09 Posts: 3, Reputation: 1
    New Member
    		  
    #3

    Jun 12, 2009, 10:25 AM

    The Froze our account twice. Once when initially. Then they started garnishemnt, then just froze theaccount again the other day for no apparent reseson. Garnishment is already in process and had been for several months
    this8384's Avatar
    this8384 Posts: 4,564, Reputation: 485
    Ultra Member
    		  
    #4

    Jun 12, 2009, 10:34 AM

    They can freeze your account even though they are garnishing your wife's paycheck. That's legal.
    rushed09's Avatar
    rushed09 Posts: 3, Reputation: 1
    New Member
    		  
    #5

    Jun 12, 2009, 10:47 AM

    How many times. There was never a problem with the garnishment. They received the agreed amout every two weeks
    this8384's Avatar
    this8384 Posts: 4,564, Reputation: 485
    Ultra Member
    		  
    #6

    Jun 12, 2009, 10:57 AM
    Quote Originally Posted by rushed09 View Post
    How many times. There was never a problem with the garnishment. they received the agreed amout every two weeks
    Until the account is paid off. They can garnish your wages, freeze your account(s), place liens against your personal property... the only way to get them to stop any of that is to pay the account in full.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Garnishment and Bank Levy [ 4 Answers ]

I have been garnished and my account levied even after a payment plan was agreed upon what can I legally do...

Texas Garnishment Levy [ 2 Answers ]

I have just had my checking account garnished for a debt of $3200.00. I have since paid the collector the entire amount, however, there is still a charge against my account for over $800.00 labeled Texas Garnishment Levy. Will I get this money back from my bank?

Garnishment and levy [ 3 Answers ]

My wife is under garnishment in Minnesota and the same company has just levy our bank account for a different debt how can the same company garnish her check and clean out our bank account don't we have a right to live ? How do we put food on the table ,and make our house payment if the take...

Overpaid Garnishment/Levy [ 1 Answers ]

I had a garnishment/levy placed on my paycheck through the IRS from back taxes my ex wife owed through her business. Because she's not currently employed, the IRS came after me (because we filed a joint tax return). My question is - I overpaid by $793 before they stopped the levy. After...

Levy/Garnishment in Missouri [ 1 Answers ]

We received a notification of Levy/Garnishment in the State of Missouri just this week. Today, I discovered that my checking account has already been hit with the garnishment, putting us in a terrible financial burden. I had been making payments on the amount we owed, and I also called to see...

View more questions Search