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    vernae_townsend's Avatar
    vernae_townsend Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Apr 22, 2009, 09:36 AM
    Good credit
    How do I begin to raise my credit score
    Stringer's Avatar
    Stringer Posts: 3,733, Reputation: 770
    Business Expert
    		  
    #2

    Apr 22, 2009, 10:33 PM

    If you have no credit at all then I would suggest that you apply for a secured credit card. You will have to deposit money (usually $300.00 to $500.00) and that is the money that you will b e using. For example, if you charge $100.00 then you have $400.00 of credit left.

    Don't miss or be late with even one payment and always pay more than the minimum amount due. Eventually the credit card company will raise your credit level and after a period your deposit will be returned to you (usually after a year).

    Go online and Google 'Secured Credit Cards.'

    Stringer
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