Ask Experts Questions for FREE Help !
Ask
    drive75's Avatar
    drive75 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Apr 18, 2009, 04:22 PM
    Bonded and insured
    I am starting a janitorial cleaning services in Illinois and Iowa and I will be cleaning offices. It will be just my wife and I for now. What I would like to know is do I need to be bonded and insured to do this kind of work?
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
    Expert
    		  
    #2

    Apr 18, 2009, 04:27 PM

    Yes, you do have to be bonded and insured. It is in your own best interest and that of your clients to do so.

    Tick
    Clough's Avatar
    Clough Posts: 26,677, Reputation: 1649
    Uber Member
    		  
    #3

    Apr 18, 2009, 04:33 PM

    Hi, drive75!

    I live and work in the Quad Cities which is on the border between those two states. You don't have to be bonded unless a customer requires it. You definitely need to have at least liability insurance though.

    Being bonded might make you look better for advertising purposes. But, if you aren't required to have it, it is an added expense that you can avoid.

    If you would like some help with advertising/marketing of your business that won't cost you anything, please let me know.

    Thanks!
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #4

    Apr 18, 2009, 04:41 PM

    You should be insured, lets say you are there, and ruin something, I have a great story on a rug I destroyed when I delievered a electric wheel chair once.

    The bonding is only if a customer requires it, some may, and you may want to have your own employees latter bonded if they handle your money.

    Also if you have a lot of costly equipment, it will not be covered under your homeowners without a additional amendment added.

    And if you are using your personal vechile in your business, be sure to let your agent know, the auto will have to be changed from a person coverage to a business coverage.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Bonded and insured [ 2 Answers ]

How does one go about becoming bonded and insured in a cleaning business in Michigan

How to get insured and bonded [ 3 Answers ]

I Want To Start My Own Private Care Business, Which I Provide Personal Care And Light Housecleaning For The Elderly And Or Disabled, And I Don't How To Get My Employees Bonded And Insured, Please Help

Bonded or Insured? [ 2 Answers ]

I would like to start a small pet setting / walking business. I don't own a home, which is better to protect me? Bonding or being insured? Thank you Sandy

Bonded and insured [ 10 Answers ]

I'm thinking of starting a service oriented business that would be conducted at an individuals private residences. Light repair, upkeep, etc. My husband and I would be the only employees. Do I need to be licensed, bonded and insured. If so, why and what must I do to achieve that status? Is...

Bonded and/or Insured or both [ 2 Answers ]

I have a photography sudio in my home and I was wondering if I needed to be bonded and or insured for liability? Does being bonded make much difference. Can you explain how to get bonded or do I really need this for my Photography Studio. I also do weddings and model portfolios. Thanks,...

View more questions Search